Creative Writing

Some details about our situation:
1. We’re originally from the South and have lived in Chicago for two winters and don’t wanna deal with another winter here. We would move within the next six months.
2. We have two cats.
3. We don’t need more than one bedroom.
4. We’re both liberal arts types in our mid-20s, with mostly writing, non-profit and administrative backgrounds.
5. We are starting a non-profit literary magazine, and will be pursuing funding wherever we end up moving.
6. I want to eventually go to grad school to get my MFA in creative writing, and he wants to pursue his Masters in either English or social work.
7. We don’t have a car, and probably won’t be able to afford one for quite a while.
8. He has several friends in Boston and a sister in San Francisco. I know hardly anyone in either city.

I have a B.S. in Writing and I’m someone’s assistant. =(
I’m considering Grad school, but worry that if I get an MFA or an MA in the same area I’ll be in the same boat, but two years older. Does anyone else feel this way?

I am searching for a grad school to go to; however, I’m worried about 1)money, 2)money, and 3)how to get more of my writing published. Argghhhh! Please help me! Any advice would be superb.